Long overdue update – No spend 2019

It has been a very long time since I have updated this blog–When I last wrote this, it was December 2017, my husband had recently lost his job, and I was stuck in the gig economy.  Since then, there has been so much going on in our lives.

In January 2018, I was offered a full-time job and got out of the grind of having multiple jobs.  My husband got a new job (and a substantial raise!) soon thereafter.  After a year of my husband and I making more money than we ever have, and admittedly making some indulgent purchases, I committed to a No-Spend 2019 for personal items — no apparel, accessories or toiletries (until I deplete my stockpile of toiletries).

It’s a good thing I did, too — In January 2019, I ended up in the hospital and incurred a large bill.  This provided the motivation necessary to stick with my no spend because it’s frankly the only way I could afford it.

Unfortunately, due to a company reorganization, my husband recently found out his position will be eliminated at the end of this month, putting us back in a similar situation to about a year ago.  Between my hospitalization and my husband’s job loss, it feels like everytime we take a step forward, we take another step back.  At least this time we’ve accumulated some savings.

So what did I buy in 2019?

I’ve never claimed to be perfect, but we are nearly halfway through 2019, and I have only made a handful of purchases.

  • A white button down shirt I had developed a hole in the front and I had to replace it–white button down shirts are kind of a staple of my wardrobe as a lawyer;



  • A leather pouch that serves as a unique business card holder;
  • A Citizen watch which rounded out my watch collection nicely—My Frédérique Constant for most days, my diamond Seiko when I’m feeling fancy and my Citizen for sportier occasions.  And none of them require batteries!
  • A brown Fossil bag — you all know how much I love my handbags.  Someone on the Facebook buy sell trade group I am a part of was selling a bag I had previously owned and regretted getting rid of, but in a different color and I had to have it.


  • A piece of blue lace agate.  I was at a local metaphysical shop and have always wanted a piece of blue lace agate for my collection.


I am pretty proud of the status of my no spend this far into the year.  It’s not perfect, but I’ve accumulated far less in the last 6 months than I otherwise would have, had I not been making a conscious effort not to spend on unnecessary things in 2019.  For the last half of the year, I would like to continue to document my progress and let you all in on my journey.


December Update

OK, dear readers–Here’s the update for the first 2 weeks of December.  To be honest, the first week did not go as planned:


At the end of November, I went for a checkup with my doctor.  Blood tests revealed a vitamin D deficiency for which the doctor recommended that, in addition to my regular multivitamin, I take a vitamin D supplement.  I purchased this from Amazon.  A consumable and health-related.  So far, so good.

I purchased a 2018 planner as a backup to my digital calendar.  I’m kind of old school like that and have always maintained a handwritten journal/planner.  I really liked this one in particular, as it has space for goal planning and to-do lists.  (I guess this is sort of consumable, as it will be thrown out at the end of 2018???)

Upon noticing that a pair of our sheets had developed multiple small holes, I took advantage of a sale to buy a set of sheets from Macy’s.  It has been quite some time since we’ve bought new sheets, so all 3 sets will probably need to be replaced before too long.  Not consumable, but necessary.  This is where I start to go a little off the rails.

I was browsing sales online (which I should really stop doing as a form of “entertainment”), when I saw a gift that would be perfect for a friend who is getting married next month.  I won’t reveal any more detail than that, as it’s possible she may read this, but I’ll just say once again that it’s the PERFECT wedding gift for her.  Unfortunately, on the same website, I also saw a designer handbag that would be perfect for ME.  I have absolutely no right to buy a new purse at this point, but I justified it to myself that it would be my early Christmas present to myself, and besides, it was such a good deal!  For the record, these are bad reasons to have bought it and I probably shouldn’t have.  I was so disappointed with myself that I deleted all of the shopping apps (including my favorite, Rue La La), from my phone.  FINALLY.

My massage membership payment came due–I forgot I hadn’t gotten around to cancelling it yet.

My car became due for an oil change, so I had to take care of that, plus the mechanics suggested a brake flush.  My car is close to 100,000 miles now, so I thought it would be best to take the mechanic’s suggestion.  A necessary service to ensure my car’s longevity.

The car’s service being pricier than what I thought (along with receiving my husband’s final paycheck) was the wake-up call I needed.  Since December 7, the only money we have spent other than bills has been on gasoline for the cars and groceries.


Total amount I saved that I would have spent this week: $0 (Yeah, I bought PLENTY though)

Running Total: $4,705


Monthly Update: November

Earlier this month, my husband lost his job.  This was quite a blow, because in addition to his income, this means we will lose our insurance.  (I’m a millennial stuck with multiple, part time jobs in the modern “gig economy” where benefits are a distant dream.)  This is also part of the reason why I was so devastated to find out about his secret debt a few months ago.  Obviously, we couldn’t anticipate his job loss then, but that’s the point–it’s very hard to predict these things, so it’s best to be prepared.  In addition, since losing his job, my husband has had a few medical procedures done that he’s been putting off to use the HSA before the funds are forfeited.  It used the HSA funds, plus some, the balance of which we will have to come up with out of pocket.

I must admit that I’ve fallen off the year of buying nothing wagon lately as well.  Not spending for more than a few months is really hard.  You start noticing how shabby your shoes and clothes look, and then there’s a sale, etc. etc.  The last few months have been pretty stressful, and stress is a spending trigger for me and so many others.  I am recommitting to a NO SPEND DECEMBER–Holiday shopping for family members is done; cupboards are full; so, for the month of December, I will be spending money on food, gasoline, and bills only.  Of course, the occasional holiday party will come up.  We will just have to be as frugal as possible in those situations.  (We need to live life, too.)

It’s been awhile since I’ve posted anything, but that’s because there’s been a lot going on this month.  As the time demands of the holidays approach, I have decided to post less frequently from now on.  I may post a weekly “No spend December” update and resume monthly updating in January.

Weekly Update: Week 30


Full disclosure: I spent A LOT of money this week, but it all consisted on consumables and experiences.

I once again reordered the supplement I take for pain and inflammation.  This time, I ordered in bulk.  This should be over a year’s supply, but will save me a significant amount of money in the long run, though in the short term, it put a serious dent in my wallet…Slowing my spending as I have been doing through this experiment allowed me to be able to make this investment in my health.

The Diderot effect fully activated, I took the new suits to the tailor to have the sleeves altered and I will pick them up later this week.  There’s not much point in making the investment in these suits if I don’t make the investment to ensure they fit properly.

On Saturday, I spent the morning at a yoga mini retreat.  This involved yoga, meditation, journaling, introspection and community.  Then, I got lunch with a friend and helped her declutter and organize her closet.  (I am known as the minimalist one among my friends now.)

After that, my husband and I went to a Halloween party on Saturday evening and saw some friends we haven’t seen in awhile.  We didn’t do costumes this year, I think because I used up all my creativity last year, when I created 3 different costumes based totally on items I already owned.  I just didn’t have any more ideas.

We spent the day on Sunday with my in-laws.  I felt like I really started to deepen my relationship with my niece and nephew, who are 4 and 7.  As a childfree person who didn’t really relate much to kids even when I was one, sometimes I don’t really know how to interact with kids.  Now that my niece and nephew are older, I can relate to them more.


Total amount I saved that I would have spent this week: $0

Running Total: $4,705


My mom is a card person. She loves giving them, receiving them, displaying them.  She just loves everything about them.  She’s the only person I know who still sends postcards when she goes on vacation.  (I generally send my parents and my in-laws postcards when we travel, mostly because I picked up the habit from my mom.)

I recently received a Halloween card from my mom.  Yes; Halloween, Easter, St. Patrick’s Day, obviously Christmas and birthdays.  My mom sends a card for everything.  On the one hand, I get the appeal—it really does make you feel special that the person made the effort to write you a card and mail it.  On the other hand, cards can be expensive and then you have to pay postage on top of it.  That’s a lot of money on something that will probably get thrown away within a week.

At the last few birthday parties we have been to, we have omitted the birthday card.  Even the kids’ party last week.  Kids hate them anyway, unless they have money.

I read an article recently that had such a great idea, it blew my mind.  The author suggested rather than send a card, that $5 might be better spent buying them a coffee—send them a $5 Starbucks gift card (or e-gift, if you’re not going to see them in person).  Or maybe something else, if they’re not that into Starbucks.  A friend of mine recently “donated” their birthday to a charity for Puerto Rico, so I donated $5 to the cause.  Give them the gift of music—a month of commercial-free Pandora or an iTunes gift card.  Give them a Panera or Subway gift card and buy them a sandwich.  If you can’t think of anything else, everyone needs groceries and gas—who couldn’t use a couple gallons of gas or a couple bucks off their grocery bill?  The $5 you were going to spend on a greeting card now provides much more value to the recipient.

If you were going to give a gift in addition to a card, maybe you consider the money you’re not spending on a card and just add $5 to your budget for the gift you were going to give.  Maybe then you could afford to get that thing that was slightly out of the budget you had in mind for the occasion, rather than just stretching your budget because you “know they’ll love it.”

That being said, I will always accept a card in the loving spirit in which it was sent.  This idea may not work for everyone—my mom, for example, probably wouldn’t feel very good about not getting a birthday or Christmas card. Between Thanksgiving and New Year, she proudly displays all the Christmas cards she’s received—the beautiful, sparkly cards double as decorations and it really brings her joy.  It makes her feel loved and valued to see that all these people made the effort to buy, write and send a card.  I always make sure to get a particularly beautiful Christmas card for my parents for this reason.  Plus, I don’t think she’s ever had Starbucks in her life, besides the one time I took her about 5 years ago for buy one get one Frappuccinos.  It’s all about determining what will provide value to the person you’re giving the gift to.

Weekly Update: Week 29


This week, we went out with a small group of friends for dinner for an impromptu birthday celebration, which was lovely!  My husband and I both went for a massage.  (Deep tissue, yes please!  I have told you all how much I need it!)  As with most weeks, we also bought groceries and gasoline.  I also used my Ulta birthday coupons to buy some much-needed hairspray.  A friend who shares my birthday “donated” her birthday to charity, so I donated $5 to Puerto Rico relief in honor of her birthday.

We went to the joint birthday of our nephew and a good friend’s daughter, so we skipped the cards (kids don’t care anyways), and bought the kids gifts.  As a childfree couple with no idea what the kids are into these days, we did our best to pick out stuff we thought they’d like.


1. Brooks Brothers Cardigan.  I went back and forth on this one, since I have been looking for a gray cardigan.  I have a black one that goes with most things, but I was thinking I need a gray one to go with everything else.  Especially now that the weather is (relatively) cooling down, this was a particularly tempting purchase.Brooks Brothers gray sweater

2. Layfayette 148 Silk top.  This plain top would look great with a suit.

Silk shirt

3. Tahari ASL pink top.  This would be perfect with a pencil skirt and cardigan.

Tahari shirt

Total amount I saved that I would have spent this week: $185

Running Total: $4,705



One of the struggles I have with minimalism is the tension between my ego and the very real need I have to project a professional image.  Frequently, when we talk about projecting a “professional” image, we are really talking about projecting the image that we are wealthy.  For example, a cotton tank top is not generally considered professional enough for the most conservative of professional situations.  Make the same top out of silk, charge over $100 for it and call it a “shell” and it’s fine.  They are the same shape/silhouette and cover the same amount of skin, but the cotton tank top is considered inherently less professional for some reason.  Such arbitrary “rules” exclude marginalized populations from the professional sphere.

Scuffed shoes or bags and pilled or faded clothes are definite no-nos when it comes to looking “professional.”  A scuff or two doesn’t have any impact on the functionality of the shoes, but this cultural idea of “professionalism” forces us to get rid of shoes before we might really have to.  The conflation of “professional” and “wealthy” that we see here probably has to do with what I talked about previously: the idea we have, especially in America, that to be successful is to be wealthy and to flaunt that wealth.  In our society, by projecting wealth, we also project professionalism.  We are saying, “Look at how expensive my clothes are!  I must make a lot of money and be really great at what I do to afford these clothes!”  The lawyer with the scuffed shoes must not be such a great lawyer if they can’t afford new shoes.  That someone could afford new shoes but chooses to wear a scuffed, older pair is unfathomable in our society.

While in California, the driver of the bus tour told us that very wealthy people often purchase mansions for millions of dollars, only to knock them to the ground and rebuild.  It does not matter to them who lived there previously, how old the mansion is, etc.  In fact, many celebrity homes are lost due to this phenomenon.  They do this simply because they do not want to live in a “used” mansion.  This is totally ego-based.  I can imagine them telling their friends nonchalantly, “Oh yes, we’re just going to tear this old thing to the ground and totally rebuild…”  It’s like the ultimate humblebrag—I can not only to afford to buy this mansion, but to knock it down and build another one!

Designer clothes, bags and shoes seem to be the expectation in more conservative professional environments.  What is truly necessary to present a professional image and what is just ego-stroking?  Is ego-stroking in this context even a bad thing?  There is, in fact, evidence that dressing more professionally increases productivity and recent trends towards more casual dress in the workplace might be hurting overall productivity.  Wearing my new watch and a new suit for a recent hearing, I noticed my voice sounded way more confident than normal.  I feel noticeably more confident when I look good.  I had to do some introspection at this realization: Do I need a luxury watch, designer clothes, etc. to feel confident?  To feel worthy of the judge’s time and attention?  Why do I feel this way?

I found the answer in teachings I had learned in yoga: Let go of ego.  We are not our physical body.  We are not the clothes that adorn it.  However, the reality is that our deeper, inner selves are not visible to others, and so we must sometimes use our physical bodies and adornments thereof to project our inner selves to the outer world, especially when it comes to situations where we want people to have a positive first impression.  And there’s nothing wrong with that.

Weekly Update: Week 28


We went and visited my parents to finish up our vacation/staycation.  I always love spending time with my parents.  While we were in that area, we also had lunch with my oldest friend (who I’ve known since 3rd grade) and her husband.  It was lovely.

This week is not only my 30th 2nd annual 29th birthday, it is also our wedding anniversary. (I call it my “birthiversary” week.)  Such a momentous occasion as my 30th birthday had to be marked with some sort of gift.  (I know, I know, I know.)  After my recent thoughts about watches, I started to do some research. Like the author of the Corporette article that sparked my interest in luxury watches, I thought it would be nice to treat myself for my 30th.

This watch is the first watch I have ever had with automatic movement rather than quartz.  Watches with automatic movement will last much longer than quartz with the proper maintenance.  This watch is certainly a piece worth investing in.


I chose a classic, timeless watch with a mother of pearl face that is not full of complications (fancy features like a stopwatch, compass, etc.)  It’s a watch that would look good for any occasion.  It wouldn’t look out of place with jeans, a suit, or a dress.(Seriously not getting paid for this endorsement, but if Frederique Constant wants to change that, please see my contact section, lol).

Unlike a Cartier or other brand, this Frederique Constant watch wouldn’t catch most people’s attention as a “luxury” watch.  Only the occasional “w-i-s” (or “watch idiot savant,” as watch people affectionately call themselves in online forums) might notice the otherwise nondescript watch.  There are no diamonds or gold. There is nothing particularly flashy about it.  It is just quality, pure and simple. These are all positives in my book, as my goal was to buy a quality watch, not for people to look at me and think “holy shit, she has a Cartier watch! She must be loaded!” (Or, more accurately, “holy shit, she has a Cartier watch!  Let’s rob her!”)  Most people don’t notice watches anyway.

This is one of the most expensive purchases I have ever made and, despite that, I did not experience any anxiety shelling out that kind of cash because I did extensive research and felt confident in the purchase.

Full disclosure: when I shopped with my now-husband for my engagement ring, I had a full-on, genuine anxiety attack in the parking lot at the thought of shelling out that amount of money on a single, fairly frivolous, item.  While I love it, I did not really do much research on the purchase. (My husband had to educate me on the four C’s and steered me away from a less expensive, but noticeably worse quality diamond, for which I am forever grateful.)

For an item that has been so oft-discussed on this blog, I realized I haven’t posted any pictures of my engagement ring. Well, here it is with my new watch and the diamond wedding band I wear it with.



Well, during the year of buying nothing, I made one of the most expensive purchases I have ever made.  So, there’s that…Many of you may disagree with my decisions to go on vacation and buy a luxury watch while I still owe on my student loans. I totally understand that perspective (and mostly agree with it, too!) but at a certain point, I have to live my life.  I do not live a particularly indulgent life, so I do not begrudge myself the occasional luxury.


Total amount I saved that I would have spent this week: $0

Running Total: $4,520

Welcome to the Land of Fame, Excess

Los Angeles is not known for its minimalism–in fact, it’s home to the shopping capital of the world, Rodeo Drive.  Hollywood is famous for its lavishness and excesses.  The bigger the better.  On our trip to Los Angeles, I saw quite a few shabby apartment buildings but very few “average” homes.  Most of the houses I saw there were bigger and nicer than any house I had ever seen in my life.  Even the less fancy houses were still LARGE.

It seems that everyone there is trying to live like a celebrity, even if they aren’t one.  While talking to our Uber driver, he told us he was going to get a BMW, maybe a Tesla.  He also made sure to mention that his partner is quite wealthy and has a six figure income.  I responded “wow, that’s nice!” and he responded that those are just “normal” cars around here.  (Which isn’t really even true, because I noticed no shortage of Hondas, Toyotas and Chevys.  Just goes to show how skewed his perception is–probably from hanging around his partner and other people who make six figures.)

Everyone seemed to be very well-dressed.  Even those dressed casually seemed very “put together,” for lack of a better way to describe it.  It was obvious they put some serious effort into choosing their outfit for the day.  Almost every woman seemed to have a designer purse and almost every man seemed to have a flashy watch.

The glamour and excess made the homelessness and poverty that much more striking in comparison.  Living in an area that also has year-round warm climate, I am no stranger to homeless people.  There is a panhandler on the corner of many roadways near our downtown area.  I’ve often seen multiple people sleeping under an overpass or on benches in the park.  In Los Angeles, there are tent cities, people digging through garbage, and the homeless people just seemed dirtier.  This is probably because most stores have a security guard and a bathroom locked with a code to prevent theft or sink bathing.  Despite seeing many more homeless people there, very few of the homeless people in Los Angeles approached asking for money or had signs asking for money or food.  Where I am from, nearly every homeless person you see has a sign or will approach you for money.

At one point, on the Santa Monica Pier, I was eating pizza outdoors on the patio of a very nice Italian restaurant and a homeless man was picking through the garbage can feet away from me, which made me feel like a horrible human being.  He was nearly close enough to reach out and touch.  It broke my heart.  Why did I do nothing?  Why were we all pretending not to see him?

It was really hard for even me, a self-proclaimed minimalist, not to get caught up in it all.  Last week, I almost spent an obscene amount of money on a Salvatore Ferragamo purse, which I absolutely do not need.  I’ve been making a conscious effort to feel grateful for all I already have.  There’s very little I truly need to be happy.

Weekly Update: Week 27


This week, we spent quite a lot of money, since we were on vacation!  Monday was the first workday we were off, so it was the first day that really felt like vacation.  Before we left town, we met friends from out of town who happened to be in our city for a conference for dinner out.

On Tuesday, we went to a theme park and had lunch there.

Wednesday, the day before our flight out, I got a haircut and a massage and all the money those things involve.

We spent lots of money on transportation, since we decided not to rent a car.  (It was still cheaper to ride-share most places.)

We minimized the number of meals out we would have to buy by making a grocery store run for breakfast food, water, protein bars and some fruit.  We would only eat one meal a day out, which isn’t bad when you’re on vacation and have no access to an oven or microwave.

I took a few yoga classes while I was in Los Angeles, including one with a fairly notable teacher.  It was wonderful and relaxing.


I’m a little embarrassed to admit that I got a little caught up in the excess of L.A.  With almost every woman walking around carrying a luxury designer bag around me, when I saw a Salvatore Ferragamo bag on sale, it seemed reasonable, even desirable to buy it.  This bag, which was insanely expensive, would add no value to my life and serve no purpose any of my other bags could not serve.  This would solely be about the “prestige” of carrying such an expensive bag.  I (barely) talked myself out of it.

Total amount I saved that I would have spent this week: $900

Running Total: $4,520