WHAT, IF ANYTHING, DID I SPEND MONEY ON THIS WEEK?
This week, I got a surprise bill in the mail I was not expecting. When I prioritized my health and went to the doctor regarding some lingering pain, they gave me a foot brace. When I say they “gave me a foot brace,” what I really mean is, they asked me my shoe size and, without further discussion, they put the brace on my leg.
When I asked how much it would cost, I was nonchalantly told “your insurance should cover it.” (To give them the maximum benefit of the doubt, they may have said “your insurance should cover most of it.” I don’t remember which. Either way, they brushed off my question and refused to even ballpark the number.) Naively, I accepted the brace, thinking I might be charged a nominal amount if my insurance didn’t cover it all, maybe $50 or less. I received a bill in the mail for $155.66. If I’d had any idea it would be even close to that amount, I would not have accepted the brace.
They were technically correct–The insurance company was billed $400, and in fact paid “most of it.” This same brace can be purchased online for as little as $80. I should have known better and not simply taken the brace without insisting on knowing the cost, but they refused to tell me. So, begrudgingly, that is what I spent money on this week. Learn from my example and do not accept any treatment/test/service/device from a doctor without at least an estimate of the cost.
I finally took my car back to the shop this week. When I took it in previously, they noticed a leak and put dye in the fluids so they could diagnose where the leaks were coming from. Well, the estimate was over $1,600 this time. Unfortunately, one of the things that happens with older cars is that seals start to fail and they start to leak. It doesn’t seem to be a particularly bad leak — I’ve never had noticeably low oil levels before. If worse comes to worse, these repairs can be done more economically in conjunction with another repair down the line: the parts are actually pretty inexpensive, but the amount of labor that would go into taking all the necessary stuff apart to replace the seals is what makes it expensive.
I submitted photos of my duffel bag to the company and got good news back–it’s covered under the warranty! However, they charge a $50 processing/handling fee for warranty service for luggage. I bought the bag on sale for $49.99 + tax in the first place 6 years ago; however, the bags retail for $130+. This particular model is discontinued, so they will likely repair it or replace it with a “comparable item.” Everything currently on their website is ugly in my opinion and I don’t think I would want any of it. It’s a shame, really.
I mentioned before that Bar fees for the year are due. I finally got the nerve to ask my boss if the firm could reimburse me the $265, and he agreed! That should help out with some of these recent unanticipated expenses.
WHAT ELSE WOULD I HAVE BOUGHT?
- Embroidered Denim Jacket. This jacket was on sale on Rue La La (I REALLY should delete that app.) Back in March, before this year of buying nothing began, Loft had a sale, which included a classic denim jacket. I thought a denim jacket might be a more sophisticated alternative to a hoodie when the weather is cooler. It was plain, medium dark wash; nothing exciting. Even on sale, it was more expensive than this cool, embroidered denim jacket. I keep telling myself that the plain jacket is a classic piece and the embroidery will eventually make the jacket look dated or too young for me. The classic, unembellished denim jacket I bought is timeless and will look good for years to come. Even if it is a little boring comparatively.
2. Loft denim shorts. Several years ago, the last time I was buying denim shorts, I had the hardest time finding some that were not intentionally ripped/stained/etc. and the shorts I currently have might be a little age-inappropriate now as a result. When I thought of the denim jacket I bought from Loft, I decided to look at Loft’s website and see how much the jacket cost now. It is still listed for $30 more than I paid for it back when it was on sale (SCORE!). The downside was that I saw the sale they were having–50% off. I really wanted to buy these shorts, but I can wait until the year of buying nothing is over to buy new shorts.
Total amount I saved that I would have spent this week: $60
Running Total: $1953